Terms of Service

By accessing or using the website Hollowbrook Home (hereinafter referred to as "the Service"), you agree to be bound by these Terms of Service and all applicable laws and regulations in the Province of Manitoba and the federal laws of Canada. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

The materials contained in this website are protected by applicable copyright and trademark law. Your continued use of the site signifies your ongoing acceptance of any modifications made to these terms.

Hollowbrook Home provides educational content, analytical tools, and strategic guides specifically designed to assist residents of Winnipeg in accumulating a down payment for a mortgage. Our services include but are not limited to:

• Mortgage reality checks and affordability assessments.
• Guidance on First Home Savings Accounts (FHSA) and RRSP Home Buyers' Plans.
• Analysis of fixed versus variable interest rates in the Canadian market.
• Savings strategies tailored to the Manitoba real estate economic climate.

Important: Hollowbrook Home is not a mortgage brokerage, financial institution, or licensed financial advisory firm. We do not issue loans or provide regulated financial products.

In using our Service, you agree not to:

• Use the Service for any illegal purpose or in violation of any local, provincial, or federal law.
• Reproduce, duplicate, copy, sell, or exploit any portion of the Service without express written permission.
• Attempt to decompile or reverse engineer any software contained on the Hollowbrook Home website.
• Input false or misleading financial data into our calculation tools.
• Engage in any activity that interferes with or disrupts the Service.

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, and data compilations, is the property of Hollowbrook Home or its content suppliers and is protected by Canadian and international copyright laws.

The compilation of all content on this site is the exclusive property of Hollowbrook Home. You are granted a limited, non-exclusive license to access the content for personal, non-commercial use only.

In no event shall Hollowbrook Home or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Service, even if Hollowbrook Home or an authorized representative has been notified orally or in writing of the possibility of such damage.

Because some jurisdictions (including certain Canadian provinces) do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Any claim relating to Hollowbrook Home's website shall be governed by the laws of the Province of Manitoba without regard to its conflict of law provisions. Specifically, we operate in accordance with:

• The Consumer Protection Act (Manitoba).
• The Personal Information Protection and Electronic Documents Act (PIPEDA) of Canada.
• The Business Practices Act (Manitoba).

You irrevocably consent to the exclusive jurisdiction of the courts located in Winnipeg, MB for any dispute arising out of or relating to these terms.

Hollowbrook Home may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.