Cookie Audit & Policy
Transparency regarding how we track data to help you navigate the Winnipeg mortgage market. Last Updated: 2024.
Jurisdiction & Legal Framework
As Hollowbrook Home operates out of Winnipeg, Manitoba, this Cookie Policy is governed by the laws of Canada. Specifically, we comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and Manitoba's Personal Health Information Act (PHIA) where applicable. For our international visitors, we strive to align with the GDPR (Regulation (EU) 2016/679) standards for consent and data minimization. This document does not constitute legal advice.
1. What Are Cookies?
Cookies are small text files stored on your device (computer, tablet, or smartphone) when you visit a website. They are widely used to make websites work more efficiently, as well as to provide reporting information. At Hollowbrook Home, we use cookies to understand how users interact with our mortgage saving strategies and to improve the overall user experience for Winnipeg residents looking to enter the housing market.
"We use this data to refine our 'Buy vs Rent' calculations and 'FHSA' guides, ensuring the content remains relevant to your financial journey."
2. Detailed Cookie Categorization
We categorize our cookies based on their function and purpose. Below is a comprehensive audit of the cookies used on this domain.
| Category | Purpose | Examples | Lifespan |
|---|---|---|---|
| Strictly Necessary | Essential for the website to function. Enables basic features like page navigation and access to secure areas. | PHPSESSID, security_token | Session only |
| Analytical/Performance | Helps us understand how visitors interact with our Mortgage Reality Check tools by collecting anonymous information. | _ga, _gid (Google Analytics) | 2 years |
| Functionality | Remembers choices you make, such as your calculated down payment goals or preferred language. | pref_currency, calculation_history | 1 year |
| Targeting/Marketing | Used to deliver ads relevant to Winnipeg real estate and mortgage rates. Also limits ad frequency. | _fbp (Facebook Pixel), ads_retargeting | 90 days |
3. Third-Party Cookies
In some special cases, we also use cookies provided by trusted third parties. The following section details which third party cookies you might encounter through this site:
- Google Analytics: To track and measure usage of this site so that we can continue to produce engaging content on aggressive down payment accumulation.
- Meta Pixel: To measure the effectiveness of our social media outreach to first-time buyers in Manitoba.
4. Legal Basis for Processing
Under PIPEDA and GDPR, we require a legal basis to process your data via cookies. For Strictly Necessary cookies, we rely on Legitimate Interest. For Analytical and Marketing cookies, we strictly adhere to a "Consent-First" policy. No non-essential cookies are dropped before you interact with our consent banner.
5. Managing & Disabling Cookies
You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help for how to do this). Be aware that disabling cookies will affect the functionality of this and many other websites that you visit. Disabling cookies will usually result in also disabling certain functionality and features of the Hollowbrook Home site, such as the Mortgage Reality Check save feature.
6. Contact & Data Controller
If you have questions regarding our Cookie Audit or how we handle your data in relation to Winnipeg mortgage consultations, please contact our Data Protection Officer:
Hollowbrook Home
Address: 42 Hollowbrook Drive, Winnipeg, MB R3Y 0G8
Phone: +1 (517) 408-5253
Email: